Welcome to Kolot.org! Before you explore our Market News, Investment Strategies, Tax Planning, and Risk Management resources, please review these Terms of Use. By accessing or using our site, you agree to the terms outlined below.
1. Acceptance and Eligibility
- Who May Use: You must be at least 18 years old and capable of entering into binding agreements under applicable law.
- Agreement to Terms: Your continued browsing or use of Kolot.org signifies your acceptance of these terms. If you disagree, please discontinue use immediately.
2. Permitted Use
- Personal, Non-Commercial: Content on Kolot.org is provided solely for your personal, non-commercial use.
- No Redistribution: You may view, download, and print individual articles for your own reference, but you may not reproduce, distribute, modify, or publicly display our content without prior written permission.
3. Ownership and Intellectual Property
- Our Content: All text, graphics, logos, tools, and software are the property of Kolot.org or its licensors and are protected by copyright, trademark, and other intellectual-property laws.
- Your Submissions: Any comments or feedback you post grant Kolot.org a perpetual, royalty-free license to use, reproduce, and display that content.
4. User Conduct
- Prohibited Activities: You agree not to post or transmit any material that is defamatory, unlawful, offensive, or infringes on third-party rights.
- Moderation Rights: Kolot.org reserves the right to remove any user-generated content that it deems inappropriate, at its sole discretion.
5. External Links and Third-Party Services
- Links: Our site may link to external websites for additional resources. We do not endorse or control these sites and are not responsible for their content or privacy practices.
- Third-Party Tools: We may integrate services (e.g., analytics, calculators) from trusted providers; their use is governed by the providers’ own terms and policies.
6. Disclaimers and Limitation of Liability
- “As Is”: All materials on Kolot.org are provided “as is” and “as available” without warranties of any kind.
- Not Advice: Nothing on this site constitutes professional financial, legal, or tax advice. Consult a qualified professional before acting on any information.
- Liability Caps: To the fullest extent permitted by law, Kolot.org shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site.
7. Termination of Access
We may suspend or terminate your access to Kolot.org at any time and for any reason, including breach of these Terms, without prior notice.
8. Changes to These Terms
Kolot.org may update this Terms of Use at any time. Changes become effective upon posting; your continued use constitutes acceptance of the revised terms.
9. Governing Law
These Terms are governed by the laws of the jurisdiction in which Kolot.org operates, without regard to its conflict-of-law principles.
10. Contact Information
For questions or requests regarding these Terms, please reach out via our Contact Page.
Thank you for reading and for choosing Kolot.org to guide your financial journey!
